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Match Day Loans and Resources

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Match Day Personal Loans

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Loan Details

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Amount: $5,000 – $25,000**

Term: 5 or 7 years

APR Ranges: 15.99-26.99%

Flexible Payment Options: First 6 loan payments only $50

Hybrid Payments: Lower payments in the first half  of the loan (just interest). For the second half of the loan the payments increase (comprised of principal and interest).

Standard Payments: Equal monthly payments for the entire loan (comprised of principal and interest).

**Loan amount subject to eligibility criteria. Minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000

Enjoy an Exclusive UWorld Step 3 Prep Subscription Promotion*:

QBank, CCS, Biostats, Med Library + Study Planner
(180 days each) for $300 ($499 SAVE $199)
(360 days each) for $350 ($599 SAVE $249)

 *This UWorld residency product discount is exclusively available to Doc2Doc Lending Match Day funded customers through December 31, 2025. Non-customers are subject to retail pricing. The offer cannot be applied retroactively to existing subscriptions or combined with any other promotions.

Eligibility Requirements:

You are eligible to apply for a Personal Loan if you meet the following criteria:
4th year physician icon
Matched into a paid residency program.

4th year medical, podiatry and dental students are eligible on Mar 21, 2025.

US citizen icon
Are a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
Earned a degree icon
Earned an MD, DO, DPM, MBBS, DDS, or DMD degree.
US mailing address icon
Have a U.S. mailing address

Except for CT, ME, and WV residents, where we don’t currently offer loans.

Why Do Residents Need a Personal Loan?

As soon as you match, it's time to plan your transition to residency.

A loan can help with:

  • Relocation Costs for Residency
  • Credit Card Consolidation
  • Exams and Licensing Fees
  • Living Expenses During Transition
  • Debt Consolidation
  • Unexpected Life Expenses

Doc2Doc's loans are popular for many reasons.​

  • No prepayment penalties or additional fees when you pay off your loan early.
  • Fixed interest rates over the life of your loan. Your rate won't increase with market rates.
  • Rest well with no hidden fees.
  • It’s easier for you to get a loan with no co-signers needed.
  • Receive a 0.25% interest rate discount when you sign up for ACH autopay.2
  • Flexibility to refinance your loan.

Program Administrator Resources

Download resources for your students:
Flyer
Match Day Scholarship

Reach out at [email protected] for more info.

Key Match Season Dates

Match Registration Opens

Sep 16, 2024

Match Registration Deadline

Jan 31, 2025

Program Ranking Opens

Feb 3, 2025

Certification Deadline

Mar 5, 2025

Match Status Available

Mar 17, 2025

SOAP Begins

Mar 17, 2025

SOAP Ends

Mar 20, 2025

MATCH DAY

Mar 21, 2025

Learn Financial Strategy
for Residents
Financial Course for Residents
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Access Financial Guides
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Financial Spreadsheet for Medical Residents
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APPLY TO BE A DOC2DOC SCHOLAR

Eligible to current residents and fellows: submit a 500-word essay to start improving your finances now.

  • $2,000 scholarship cash prize
  • Three financial mentorship sessions
Learn More
Match Day reflections from Co-Founder and CEO Dr. Zwade Marshall, MD, MBA and Head of Member Engagement Dr. Josh Lumbley, MD, MBOE, FASA

Doc2Doc is proud to have supported students across the nation, providing loans to students from over 150 schools nationwide.

  • Ross University School of Medicine
  • Kansas City University
  • University of Nebraska Medical Center
  • Florida State University
  • Lewis Katz School of Medicine at Temple University
  • Medical College of Wisconsin
  • New York Institute of Technology
  • St. George's University School of Medicine
  • University of Illinois at Chicago
  • Nova Southeastern University
  • Philadelphia College of Osteopathic Medicine
  • Howard University
  • Indiana University School of Medicine
  • Ohio State University
  • Ohio University
  • University of Pikeville
  • American University of Antigua College of Medicine
  • American University of the Caribbean
  • California Northstate University College of Medicine
  • JSC National Medical University
  • LSU Health Sciences Center School of Medicine in New Orleans
  • Lincoln Memorial University
  • Meharry Medical College
  • Michigan State University
  • Rosalind Franklin University of Medicine and Science
  • Texas Tech University Health Sciences Center School of Medicine
  • University of Illinois College of Medicine
  • University of Washington School of Medicine
  • A. T. Still University of Health Sciences
  • Howard University College of Medicine
  • Jacobs School of Medicine and Biomedical Sciences at the University at Buffalo
  • Lake Erie College of Osteopathic Medicine
  • Medical College of Georgia at Augusta University
  • Medical University of South Carolina College of Medicine
  • Michigan State University College of Human Medicine
  • Morehouse School of Medicine
  • New York University Grossman School of Medicine
  • Rowan University
  • Saint James School of Medicine
  • Southern Illinois University School of Medicine
  • Touro College
  • Tulane University
  • University of Kansas School of Medicine
  • University of Medicine and Health Sciences
  • University of Tennessee Health Science Center College of Medicine

Share the Success:

Gain $200, Give $100 for Each Referral

Pay it forward while getting paid back. Bringing friends on board has never been simpler or more lucrative. Earn $200 for each friend you refer, and they receive $100 too, when their loan funds.

It’s a win-win situation for everyone involved.

Share. Earn. Doctor-On.

Learn More

Member Testimonials

Read what our Members say about working with Doc2Doc:
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Frequently Asked Questions

What may we help you with?

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Match Day

4th year medical students who match into a US-based residency training program through the National Resident Matching Program, NRMP, are eligible to apply for a Doc2Doc In Training Personal Loan after March 21st, 2025.

IMG are eligible to apply as long as they are matched into a US based residency program and are either a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.

No, unfortunately we do not lend to applicants with J1 visa at this time.