Apply for the maximum amount you would like to borrow and plan for the unexpected. You can always pay your loan back early with no prepayment penalties.
Some expenses to consider are the costs associated with moving including a moving truck, boxes, movers, security deposits often 2-3 months of rent, utility deposits, and incidental expenses.
Consider the timing of your first paycheck. Your first payment may be due on your loan before you receive your paycheck.
Your first payment is due 30-45 days after you receive your funds.
Funds are disbursed on average within 7 business days of your loan being verified and a final credit agreement has been signed.
As a Financial Institution we are legally required to verify an applicant’s identity. We use third party tools to help us meet this requirement.
No, unfortunately we do not lend to applicants with J1 visa at this time.
Yes, the personal loan will report to the credit bureaus as an installment debt.