FAQ Category: Personal Loans for Dentists

Current members whose loans are in good standing can apply to refinance their loan after making two on-time consecutive payments. You would submit a new application for the amount you’d like to refinance.

Yes, the personal loan will report to the credit bureaus as an installment debt.

In Training and Practicing Physicians

  • 4th-year medical and podiatric and students who have successfully matched into a paid residency program.
  • U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
  • Earned an MD, DO, DPM or MBBS degree.
  • U.S. mailing address except for residents of CT, ME and WV where we do not offer loans.

In Training and Practicing Dentists

  • Dental students who have successfully matched into a paid residency program.
  • U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
  • U.S. mailing address except for residents of CT, ME and WV where we do not offer loans.
  • Earned a DDS or DMD degree.

Pharmacists

  • Practicing in the United States.
  • U.S. citizen or permanent resident.
  • Earned a PharmD degree.
  • U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

Veterinarians

  • Practicing in the United States.
  • U.S. citizen or permanent resident.
  • Earned a DVM/VMD degree.
  • U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

Optometrists

  • Practicing in the United States.
  • U.S. citizen or permanent resident.
  • Earned an OD degree.
  • U.S. mailing address except for residents of Colorado, Connecticut, Kansas, Louisiana, Maine, Montana, Nebraska, New Jersey, Pennsylvania, South Dakota, West Virginia, and Wyoming residents, where we do not currently offer loans.

No, unfortunately we do not lend to applicants with J1 visa at this time.

If you’re having trouble submitting your application, you may need to clear your cache. You can also try applying directly at Apply Here. If possible, we suggest you attempt applying from Google Chrome on a desktop computer.

  • In Practice Doctors can borrow up to $100,000.
  • In Training Residents and Matched 4th-year medical students can borrow up to $25,000.
  • In Training Fellows can borrow up to $50,000
  • In Training Doctors Finishing Training who anticipate graduating in 6 months and have an executed employment contract can borrow up to $50,000 with our Finishing Training Loan.