*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard credit check and may affect your credit score.
Subject to approval.
Choose what works for you
Based on creditworthiness
For the first 6 months
QBank, CCS, Biostats, Med Library + Study Planner
Save up to $249
Receive a $100 Amazon gift card if you apply and fund a loan by 7/1/2026
Restrictions apply, see amazon.com/gc-legal
Earn $500. Give $100.
Refer a friend who needs funding and get rewarded together.
We consider your specialty and future earning potential, not just your credit score.
Get approved quickly and receive your funds before residency starts.
Support for doctors whose credit is still catching up.
Refinance or borrow more as your needs evolve during residency.
Get approved on your own merit without requiring a cosigner.
H-1B, O-1 visa, and permanent residents welcome.
You are eligible to apply for a Personal Loan if you meet the following criteria:
Except for CT, ME, and WV residents, where we don’t currently offer loans.
Avoid piling expenses onto credit cards.
Use a personal loan instead and see how much you could save.
Total Interest Savings Over 5 Years
$5,494
Assumes a personal loan at 15.99% APR with 2% origination fee over 60 months.
Check your eligibility in minutes with no impact to your credit score*
*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard inquiry and may affect your credit score.
Your first payment is automatically scheduled 45 days after your loan is funded.
We know the transition from Match Day to residency comes with major expenses—moving, housing deposits, travel, and waiting for that first resident paycheck. That’s why Doc2Doc intentionally pushes your first payment out 45 days, giving you breathing room before training starts.
This built-in grace period helps you get settled, manage upfront costs, and begin residency on solid financial footing—without immediate repayment pressure.
4th year medical students who match into a US-based residency training program through the National Resident Matching Program, NRMP, are eligible to apply for a Doc2Doc In Training Personal Loan after March 20th, 2026. Opthalmology Match candidates can apply after January 29th, 2026 and Urology Matched candidates can apply after Feb 2, 2026.
IMG are eligible to apply as long as they are matched into a US based residency program and are either a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
No, unfortunately we do not lend to applicants with J1 visa at this time.
You will receive a loan decision within 24 hours of applying. Please check your spam if you have not heard from us, as often, bank emails get flagged as spam. If the loan decision is not in your inbox, please email [email protected] and request that a loan decision be resent.
Automatic Recurring Payments help ensure your payments are made on time and will save you money. Not only will you avoid late fees, but you will also receive a 0.25% Interest Rate reduction on your Personal Loan, leading to savings on interest expenses. Payments are reported to the credit bureau and will help build your credit history.
As a physician who has successfully navigated the how to study for USMLE Step 3 exam, I understand the challenges and stress that come with preparing for this crucial test.
As the residency interview season approaches, it’s essential to equip yourself with the right strategies and insights to stand out among your peers. This year presents unique challenges and opportunities,
+Subject to the Terms and Conditions of your Credit Agreement
You have 12 months to activate your account from the purchase date.
*This UWorld residency product discount is exclusively available to Doc2Doc Lending Match Day funded customers through December 31, 2026. Non-customers are subject to retail pricing. The offer cannot be applied retroactively to existing subscriptions or combined with any other promotions.