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Business Line of Credit

Business lines of credit offer doctors a flexible financial tool to manage cash flow fluctuations, invest in practice growth, handle emergencies, and ensure the overall well-being of their medical practices.

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Summary

Most common reasons doctors use business lines of credit:

  • Cash flow management
  • Working capital
  • Equipment and technology upgrades
  • Expansion and renovation
  • Marketing and advertising
  • Emergency expenses
  • Seasonal demand
  • Inventory management
  • Professional development
  • Insurance gaps

Loan Features

  • Amounts: $50,000 – $500,000
  • Terms: 6-24 month: Multiple options

Borrower

  • Minimum Time in Business: 1 months (1 year preferred)
  • Annual Sales: Min $27,000/monthly
  • Minimum FICO score: 550
  • States not eligible: North Dakota and South Dakota
  • US citizen or permanent Resident

Other Details

  • Funding in about a week
  • Minimal Documentation required
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