Business Line of Credit

Business lines of credit offer doctors a flexible financial tool to manage cash flow fluctuations, invest in practice growth, handle emergencies, and ensure the overall well-being of their medical practices.


Most common reasons doctors use business lines of credit:

  • Cash flow management
  • Working capital
  • Equipment and technology upgrades
  • Expansion and renovation
  • Marketing and advertising
  • Emergency expenses
  • Seasonal demand
  • Inventory management
  • Professional development
  • Insurance gaps

Loan Features

  • Amounts: $50,000 – $750,000
  • Terms: 6-36 months: Multiple options


  • Minimum Time in Business: 1 month (1 year preferred)
  • Annual Sales: Min $27,000/monthly ($50,000/monthly preferred)
  • Minimum FICO score: 551
  • US citizen or permanent Resident
  • Not available in North Dakota and South Dakota
  • Commercial location. Business cannot be home based.
  • Must have employees.

Other Details

  • Funding in about a week
  • Minimal Documentation required
  • Soft Credit Check