Annual Percentage Rates (APRs) for Doc2Doc personal loans range from 9.99% to 30.72% and may include a 0.25% interest rate discount for using automated ACH payments. APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.00% to 4.00% of your loan amount, which will be deducted from the loan proceeds you receive. For example, a $35,000 loan with a 2.00% origination fee and a 14.99% interest rate includes $700 in origination fees and 60 scheduled monthly payments of $832.46.

Loan proceeds will be used solely for personal, family, or household purposes and may not be used for any business, commercial, agricultural, investment, or educational purpose. Doc2Doc personal loans may be prepaid at any time without penalty. Available loan terms range from 60 months to 84 months.

Loan amounts range from $5,000 to $100,000. The minimum loan amount is $7,000 for residents of Massachusetts and $11,000 for residents of New Hampshire and New Mexico. For residents of Washington, APRs will not exceed 22.99%. For residents of Colorado, APRs will not exceed 18.99%. Doc2Doc personal loans are not currently available to residents of Maine, West Virginia, or Connecticut.

Loan proceeds will be used solely for personal, family, or household purposes and may not be used for any business, commercial, agricultural, investment, or educational purpose, including tuition, fees, or other school-related expenses.

*When you check your rate for a Doc2Doc personal loan, we will review your credit report. This initial inquiry is a soft credit check and will not affect your credit score. If you accept and sign your final credit agreement, we will request your full credit report, which is a hard credit inquiry and may affect your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

^This is not a guaranteed offer of credit and is subject to credit approval. The term, amount, and APR of any loan we may offer will depend on your credit score, credit history, verified income, and other factors. The lowest rates are available only to the most qualified applicants.

+Subject to the terms and conditions of your credit agreement.

FAQ Category: Personal Loans for Optometrists