Your first payment is automatically scheduled 45 days after your loan is funded.

We know the transition from Match Day to residency comes with major expenses—moving, housing deposits, travel, and waiting for that first resident paycheck. That’s why Doc2Doc intentionally pushes your first payment out 45 days, giving you breathing room before training starts.

This built-in grace period helps you get settled, manage upfront costs, and begin residency on solid financial footing—without immediate repayment pressure.