We take the time to understand you, your practice, and your risks and evaluate your current insurance program. We will examine all aspects of your practice to ensure you are covered correctly and make any necessary corrections or recommendations.
We understand that time is critical for healthcare providers. We have partnered with Willow Risk Advisors to make information gathering easy and less time-consuming, thus freeing you up to focus on the practice of medicine. Our goal is for the insurance carrier to understand your practice as we advocate to get you the most competitive terms.
The relationship officially begins once Willow Risk places your business with a carrier. The team will work tirelessly as your malpractice partner and constantly look to improve the terms of the program. We continuously help you improve your risk management programs.
A specialized type of professional liability insurance, medical malpractice insurance provides coverage to physicians and other medical professionals for liability arising from disputed services that result in a patient’s injury or death. Most American doctors face at least one medical malpractice lawsuit in their careers.
Tail Coverage is an “extended reporting endorsement” (ERP). When a claims-made policy expires, an ERP allows the insured physician to report and have coverage for a claim alleging professional negligence after the policy expires.
As a medical staffing agency, your business success depends on your ability to attract and retain a roster of quality physicians, nurses, and medical assistants. Not only do medical staffing agencies face unique liability issues that require customized insurance coverage, but they also need these liability issues to be resolved on the high-turnover, short-term nature of the industry.
Allied healthcare professional liability insurance provides coverage for non-physician healthcare professionals such as nurses, physician’s assistants, midwives, dentists, physical therapists, occupational therapists, medical technicians, and others. We use the same risk management tools when working with these categories of providers.
ASCs are an essential part of the healthcare system. They provide high-quality, low-cost outpatient care and can relieve patients who may otherwise have difficulty accessing services elsewhere. However, ASCS must maintain comprehensive insurance policies to protect against risks and liabilities associated with their operations.
This is one of the fastest-growing exposures within a physician’s practice. Our job is to provide coverage for your practice and patients against cyber breaches, social engineering, and regulatory matters. Cyber insurance is not a one-size-fits-all policy. The exposure comes from different variables, and coverage in a physician’s practice needs to address the many situations that may arise.
We understand a physician’s practice and unique needs. D&O and EPLI insurance provides coverage to protect your practice against charges of discrimination, harassment, wrongful termination, retaliation, and wage and hour claims.
A physician’s practice has needs and exposures that significantly differ from those of a general office or any other business. Due to our experience in healthcare, we have carefully sought out insurance carriers that understand the typical and ever-changing healthcare exposures within a physician’s practice. You can rest assured that we provide comprehensive coverage to protect your practice and employees.
Physicians think about life and death regularly, but it is usually not for themselves. That is why having life insurance is so important. Buying life insurance protects your spouse and children from the potentially devastating financial losses that could result if something happened to you. It provides economic security, helps to pay off debts, pays living expenses, and gives us peace of mind that our loved ones will be financially secure.
Most physicians have the same financial concerns: income protection, loan repayment, mortgage/rent, partnership buy-in, child’s education, retirement, and other personal obligations. All of these obligations require your ability to work. If you cannot work, you should have disability insurance to replace what you have lost.
A life insurance policy is one that a business takes out on its most valuable employee(s). Critical person insurance can help safeguard a physician’s practice if an imperative employee dies.
BOE insurance provides coverage designed to reimburse owners of small physicians’ practices for ordinary expenses necessary to maintain the business and keep it running while the owner is disabled. Eligible expenses include Mortgage/Rent, Utilities, Employee Wages, Substitute Salaries, Business Insurance Premiums, Dues/Subscriptions, and Maintenance/Repairs.