Personal Loan Programs

Doc2Doc Personal Loans are tailored to the unique needs of doctors. Designed for doctors by doctors, our personal loans feature a simple and transparent application process plus:

No Prepayment Penalties
No Co-signer Needed
No Hidden Fees
Ability to Refinance
Apply in under 5 minutes – 100% digital
Soft Credit Pull when you Apply^
ACH Autopay Discount 0.25%
Fixed Rates

^ If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.

1 In-Training Only
2 Eligibility criteria list is not exhaustive and is subject to change without notice.
3 With autopay discount of .25%
4 Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
5 The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
6 Minimum Monthly Payment applies to Standard Principal and Interest Loans and Hybrid Loans.
Rates, terms and product availability are subject to change

Apply Now

Apply Now For a Doc2Doc personal loan and move your career, and your life, forward. Or call us at (404) 793-0764 if you have questions. We’re here to help.

Apply Now

Personal Loan Programs

Doc2Doc Personal Loans are tailored to the unique needs of doctors. Designed for doctors by doctors, our personal loans feature a simple and transparent application process plus:
No Prepayment Penalties
No Co-signer Needed
No Hidden Fees
Ability to Refinance
Apply in under 5 minutes – 100% digital
Soft Credit Pull when you Apply^
ACH Autopay Discount 0.25%
Fixed Rates

^ If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.

In-Practice Personal Loans

As a doctor, you have invested a great deal of time and money into your education and career. At times, unexpected expenses or financial needs may arise that require additional funds beyond your current budget.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses and much more.

Eligibility Requirements
Loan Calculator
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Loan Specifics Standard
Loan Amounts $5,000-$100,0005
Loan Term 5 years
Payment Details Principal and Interest
Interest Rate Ranges 8.74%-19.74%3
APR Ranges 9.61%-20.70%4
ACH AutoPay Discount 0.25%
Origination Fee 2%

In-Training Personal Loans

At Doc2Doc, we recognize doctors have unique and evolving circumstances while in training. That’s why we’ve designed our personal loan products to provide maximum flexibility.

Our Hybrid Loan option offers the most flexibility with lower payments during the first 2.5 years of the loan, consisting solely of interest. In the latter half of the loan, the payment increases and is comprised of principal and interest.

Our Standard Loan option offers equal monthly payments for the entire loan comprised of principal and interest.

Our loans come with the added benefit of no prepayment penalties, allowing for additional payments above the minimum due amount to be applied towards reducing the principal.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses and much more.

Eligibility Requirements
Loan Calculator
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Loan Type Hybrid Loan Standard Loan*
Payment Details First half of the loan:
interest only. Second half of the loan: principal & interest
Equal monthly payments comprised of principal & interest
Loan Amounts $5,000-$25,0005 $5,000-$25,0005
Loan Term 5 Years 5 Years
Interest Rate Ranges 8.74%-19.74%3 8.74%-19.74%3
APR Ranges 9.61%-20.70%4 9.61%-20.70%4
ACH AutoPay Discount 0.25% 0.25%
Origination Fee 2% 2%

*O-1 and H-1B Visa holders are only eligible for standard loans.

Bridge Loan: In-Training transitioning to In-Practice

At Doc2Doc, we recognize doctors have unique and evolving circumstances while in training. That’s why we’ve designed our personal loan products to provide maximum flexibility.

Our Bridge Loan offers a unique solution to support doctors who are nearing the completion of their training. The bridge loan is available to doctors who anticipate graduating in 6 months and have an executed employee contract for physician or dental services.

This loan offers a higher loan amount than our in-training personal loans. During the first six months of the loan, payments are lower consisting solely of interest. The remainder of the loan, the payment increases and is comprised of principal and interest.

Our loans come with the added benefit of no prepayment penalties, allowing for additional payments above the minimum due amount to be applied towards reducing the principal.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses, and much more.

Eligibility Requirements
Loan Calculator
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Loan Specifics Hybrid Bridge Loan
Loan Type Hybrid Bridge Loan
Loan Amounts $5,000-$50,0005
Loan Term 5 years
Payment Details First 6 months of the loan:
interest only.
Remainder of the loan:
principal & interest
Interest Rate Ranges 8.74%-19.74%3
APR Ranges 9.61%-20.70%4
ACH Autopay Discount 0.25%
Origination Fee 2%

J-1 Visa Personal Loans

As a doctor, you have invested a great deal of time and money into your education and career. At times, unexpected expenses or financial needs may arise that require additional funds beyond your current budget.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses, and much more.

We’ve extended our personal loan programs to J-1 visa holders. In-training doctors with 3 years of training or in-practice doctors with a J-1 visa waiver are eligible to apply for a personal loan.

Eligibility Requirements
Loan Calculator
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Loan Specifics In Practice J1 In Training J1
Loan Amounts $5,000-$30,0005 $5,000-$15,0005
Loan Terms 3 years 3 years
Repayment Type6 Principal and Interest Principal and Interest
ACH Discount 0.25% 0.25%
Origination Fee 2% 2%
Visa Status J1 Work Waiver J1 visa with 3 years left in training
Interest Rate Ranges 10.74%-19.74%3 10.74%-19.74%3
APR Ranges 12.14%-21.22%4 12.14%-21.22%4

1 In-Training Only.
2 Eligibility criteria list is not exhaustive and is subject to change without notice.
3 With autopay discount of .25%.
4 Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
5 The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
6 Minimum Monthly Payment applies to Standard Principal and Interest Loans and Hybrid Loans.
Rates, terms and product availability are subject to change.

Apply Now

Apply Now For a Doc2Doc personal loan and move your career, and your life, forward.
Or call us at (404) 793-0764 if you have questions. We’re here to help.

Apply Now