Personal Loan Programs

Personal Loan Programs

Doc2Doc Personal Loans are tailored to the unique needs of doctors. Designed for doctors by doctors, our personal loans feature a simple and transparent application process plus:

No Prepayment Penalties
No Co-signer Needed
No Hidden Fees
Ability to Refinance
Apply in under 5 minutes – 100% digital
Soft Credit Pull when you Apply^
ACH Autopay Discount 0.25%+
Fixed Rates

^If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
+Subject to the terms and conditions of your Credit Agreement.

Doc2Doc Personal Loans are tailored to the unique needs of doctors. Designed for doctors by doctors, our personal loans feature a simple and transparent application process plus:

No Prepayment Penalties
No Co-signer Needed
No Hidden Fees
Ability to Refinance
Apply in under 5 minutes – 100% digital
Soft Credit Pull when you Apply^
ACH Autopay Discount 0.25%+
Fixed Rates

^If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
+Subject to the terms and conditions of your Credit Agreement.

In-Practice Personal Loans

As a doctor, you have invested a great deal of time and money into your education and career. At times, unexpected expenses or financial needs may arise that require additional funds beyond your current budget.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses and much more.

Eligibility Requirements
Loan Calculator
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Rates, terms, and product availability are subject to change.

Loan Specifics Summary
Loan Amounts $5,000-$100,0001
Loan Term 5 years
Interest Rate Ranges 8.74%-24.74%3
APR Ranges† 8.74%-25.75%4
ACH AutoPay Discount 0.25%
Origination Fee 0-2%5
Payment Details Principal and Interest
Minimum Monthly Payments Required
Annual Percentage Rate (APR)

In-Training Personal Loans

At Doc2Doc, we recognize doctors have unique and evolving circumstances while in training. That’s why we’ve designed our personal loan products to provide maximum flexibility.

Our Hybrid Payment option offers the most flexibility with lower payments during the first half (30 months) of the loan, consisting solely of interest. In the latter half of the loan, the payment increases and is comprised of principal and interest.

Our Standard Payment option offers equal monthly payments for the entire loan comprised of principal and interest.

Our loans come with the added benefit of no prepayment penalties, allowing for additional payments above the minimum due amount to be applied towards reducing the principal.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses and much more.

Eligibility Requirements
Loan Calculator
Apply Now

Rates, terms, and product availability are subject to change.

Loan Specifics Summary Note
Loan Amounts $5,000-$25,0001
Loan Term 5 Years
Interest Rate Ranges 8.74%-24.74%3
APR Ranges 8.74%-25.74%4
ACH AutoPay Discount 0.25%
Origination Fee 0-2%5
Payment Details Hybrid  Payments:

Months 1-30: interest only

Months 31-60: principal & interest

Standard Payments*:

Equal monthly payments: principal & interest

*O-1 and H-1B Visa holders are only eligible for standard payments.
Annual Percentage Rate (APR)
Minimum Monthly Payments Required

Bridge Loan: In-Training transitioning to In-Practice

At Doc2Doc, we recognize doctors have unique and evolving circumstances while in training. That’s why we’ve designed our personal loan products to provide maximum flexibility.

Our Bridge Loan offers a unique solution to support doctors who are nearing the completion of their training. The bridge loan is available to doctors who anticipate graduating in 6 months and have an executed employee contract for physician or dental services.

This loan offers a higher loan amount than our in-training personal loans. During the first 6 months of the loan, payments are lower consisting solely of interest. The remainder of the loan, the payment increases and is comprised of principal and interest.

Our loans come with the added benefit of no prepayment penalties, allowing for additional payments above the minimum due amount to be applied towards reducing the principal.

Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, daily living expenses, and much more.

Eligibility Requirements
Loan Calculator
Apply Now

Rates, terms, and product availability are subject to change.

Loan Specifics Summary
Loan Amounts $5,000-$50,0001
Loan Term 5 years
Interest Rate Ranges 8.74%-24.74%3
APR Ranges 8.74%-25.75%4
ACH Autopay Discount 0.25%
Origination Fee 0-2%5
Payment Details First 6 payments: interest only.

Remaining 54 payments:
principal & interest

Minimum Monthly Payments Required
Annual Percentage Rate (APR)

1 The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
2 Eligibility criteria list is not exhaustive and is subject to change without notice.
3 With autopay discount of 0.25%. Subject to the terms and conditions of your Credit Agreement.
4 Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
5 Your origination fee will be within the ranges listed. The fee is deducted from the requested loan amount. Lowest rates are reserved for the most creditworthy borrowers.
6 In-Training Only.

Apply Now

Apply Now For a Doc2Doc personal loan and move your career, and your life, forward. Or call us at (404) 793-0764 if you have questions. We’re here to help.

Apply Now

Apply Now

Apply Now For a Doc2Doc personal loan and move your career, and your life, forward.
Or call us at (404) 793-0764 if you have questions. We’re here to help.

Apply Now