*If you accept and sign your final credit agreement, we will request your full credit report, considered a hard credit check and may affect your credit score.
Borrow up to
Payment
Interest-only payments for the first half of the loan
Term
5 Years
Borrow up to
Payment
Interest-only payments for the first 6 months
Term
5 Years
Borrow up to
Payment
Equal principal & interest payments for the life of the loan term
Term
5 Years
You are eligible to apply for a Physician Personal Loan if you meet the following criteria:
Except for CT, ME, and WV residents, where we don’t currently offer loans.
| Lender | Max Loan Amount |
|---|---|
| | $100,000^ |
| Upstart | $75,000 |
| Lending Club | $60,000 |
| Laurel Road | $50,000 |
| Best Egg | $50,000 |
| Panacea Financial | $50,000 |
| Discover | $40,000 |
SOURCE: Laurel Road, NerdWallet – Accessed on 3/12/2026
Other lenders stop short. Doc2Doc goes further, offering personal loans up to $100,000^ with terms designed specifically for doctors.
See what you qualify for in minutes with no impact to your credit score.
Whether you’re completing training or well into your medical career, a personal loan gives you the flexibility to take control of your finances and move forward with confidence.
Credit Card or Debt Consolidation
Moving & Relocation
Unexpected Emergencies
Living Expenses
Home Improvements
Travel
Wedding & Honeymoon
Family Planning
Search to find out more about our process.
Doc2Doc Lending conducts a soft credit pull that will not affect your credit score when you Apply for a Personal Loan. If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit pull and may affect your credit score.
Current members whose loans are in good standing can apply to refinance their loan after making two on-time consecutive payments. You would submit a new application for the amount you’d like to refinance.
Automatic Recurring Payments help ensure your payments are made on time and will save you money. Not only will you avoid late fees, but you will also receive a 0.25% Interest Rate reduction on your Personal Loan, leading to savings on interest expenses. Payments are reported to the credit bureau and will help build your credit history.
The Doc2Doc Personal Loan provides all your funds at once with fixed monthly payments over a set period and a Fixed Interest Rate while most credit cards have a Variable Interest Rate tied to the Prime Rate that changes when the Federal Reserve changes rates. Credit card payments vary based on the balance on your credit card.
Every doctor knows what commitment feels like, not the kind you talk about lightly, but the kind that shapes your entire life. Years of study. Long nights on call. The
In the aftermath of Hurricanes Helene and Milton, doctors across Florida, North Carolina, and Georgia are navigating unprecedented challenges. These devastating storms disrupted the daily lives of many and compounded
Dr. Zwade Marshall and Dr. Kenton Allen were invited to join KevinMD, social media’s leading physician voice, in a discussion about how loans for doctors work and why a program
Questions? We are here to help.
Call us at (404) 793-0764 to get the answers you need.
+Subject to the Terms and Conditions of your Credit Agreement