In Training Personal Loan
Financial solutions tailored to help doctors achieve their goals.
Why choose a Doc2Doc Personal Loan?
^If you accept and sign your final credit agreement, we will request your full credit report, which is considered a hard credit check and may affect your credit score.
+Subject to the terms and conditions of your Credit Agreement.
At Doc2Doc, we know that doctors like you have unique and evolving circumstances while in training. That’s why we’ve designed personal loans to provide you with maximum flexibility.
The Standard Payment option offers equal monthly payments for the entire loan, with both principal and interest.
The Hybrid Payment option offers the most flexibility with lower payments during the first half (30 months) of the loan, which is just interest. In the last half of the loan term, the payment increases and is made up of principal and interest.
Our loans come with the added benefit of no prepayment penalties. This lets you make additional payments above the minimum amount due, which can be applied towards reducing the principal.
Personal loans can provide you with the funds you need to cover expenses such as debt consolidation, moving expenses, buying a new home, medical bills, getting married, home improvement, and daily living expenses.
Rates, terms, and product availability are subject to change.
| Loan Specifics | Summary | Note |
|---|---|---|
| Loan Amounts | $5,000-$25,0001 | |
| Loan Term | 5 Years | |
| Interest Rate Ranges | 11.74%-24.74%3 | |
| APR Ranges† | 11.74%-25.74%4 | |
| ACH AutoPay Discount | 0.25% | |
| Origination Fee | 0-2%5 | |
| Payment Details | Hybrid Payments:
Months 1-30: interest only Months 31-60: principal & interest |
Standard Payments:
Equal monthly payments: principal & interest |
†Annual Percentage Rate (APR)
Minimum Monthly Payments Required
Eligibility Requirements:
You are eligible to apply for a Personal Loan if you meet the following criteria2:
Are a resident or fellow physician, podiatrist, or dentist training in the United States.
Are a U.S. citizen, permanent resident, or temporary resident holding a valid 0-1 or H-1B visa.
Earned an MD, DO, DPM, MBBS, DDS, or DMD degree.
Have a U.S. mailing address (except for residents of Maine or West Virginia where we don’t currently offer loans).
Member Testimonials
Read what our Members say about working with Doc2Doc:
Member Testimonials
Read what our Members say about working with Doc2Doc:
Frequently Asked Questions
What can we help you with?
Search our FAQs to find out more about our process
1 The minimum loan amount in MA is $7,000 and the minimum loan amount in NH is $11,000.
2 Eligibility criteria list is not exhaustive and is subject to change without notice.
3 With autopay discount of 0.25%. Subject to the terms and conditions of your Credit Agreement.
4 Your actual rate will be within the range of rates listed above and will depend on the evaluation of your creditworthiness, verification of income, loan size and a variety of other factors. Lowest rates are reserved for the most creditworthy borrowers.
5 Your origination fee will be within the ranges listed. The fee is deducted from the requested loan amount. Lowest rates are reserved for the most creditworthy borrowers.
6 In-Training Only.
