Doc2Doc has partnered with Education Loan Finance (ELFI) to offer Doc2Doc members student loan refinancing solutions!

See why ELFI has 4.9 stars and over 2,000 reviews on Trustpilot.

Practicing Doctors may be able to refinance federal and private education loans and lower monthly payments or total student loan costs.

ELFI customers have reported that they are saving an average of $278 every month or should see an average of $20,774 in total savings after refinancing their student loans with Education Loan Finance.²

Student loan refinancing can help you save money if you qualify for lower interest rates. But even if offered the lowest rates, don’t be so quick to refinance your federal student loans because every individual situation is unique and not everyone benefits from refinancing their federal loans. You may lose access to federal programs such as income-drive repayment (IDR) and Public Service Loan Forgiveness. With this precaution in mind, refinancing your private student loans remains a good option if you can lower your interest rate.

*Education Loan Finance is a nationwide student loan debt consolidation and refinance program offered by Tennessee based SouthEast Bank. ELFI is designed to assist borrowers through consolidating and refinancing loans into one single loan that effectively lowers your cost of education debt and/or makes repayment very simple. Subject to credit approval. See Terms & Conditions.

¹To begin the qualification process for the Doc2Doc sign on bonus, customers must apply from the link provided on https://www.elfi.com/doc2doc. All loans are subject to credit approval. Customers who are approved for and close a loan will receive the $300 to $775 principal reduction when your loan has been disbursed. The amount of the bonus will depend on the total loan amount disbursed. In order to receive this bonus, customers will be required to complete and submit a W9 form with all required documents. Taxes are the sole responsibility of the recipient. There is a limit of one bonus per borrower. This offer is not valid for current ELFI customers who refinance their existing ELFI loans, customers who have previously received a bonus, or with any other bonus offers received from ELFI via this or any other channel. If the applicant was referred using the referral bonus, they will not receive the bonus provided via the referring party. If the applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. Additional terms and conditions apply. All loans are subject to credit approval.

²Average savings calculations are based on information provided by SouthEast Bank/ Education Loan Finance customers who refinanced their student loans between 01/03/23 and 03/01/23. While these amounts represent reported average amounts saved, actual amounts saved will vary depending upon a number of factors.